Secure & Transparent Data Practices

Privacy Policy

Your trust is our foundation. Learn how we protect your information in Nigeria's most trusted marketplace.

Last updated: November 2025

At Zolarux, we're building Nigeria's most trusted marketplace where verified vendors connect with protected buyers. We understand the frustration of online scams, which is why we've built an ecosystem that prioritizes security, transparency, and trust.

This Privacy Policy explains how we collect, use, protect, and share your personal information when you use our platform — whether you're shopping with escrow protection, applying for vendor verification, using our dispute resolution services, or accessing financial tools like Buy Now Pay Later and micro-loans.

1

Information We Collect

Personal Information

  • Name, email address, phone number, and delivery address for account creation and order fulfillment
  • Profile information, shopping preferences, and saved addresses for personalized experiences
  • Payment information processed securely through third-party payment providers for escrow transactions

Vendor Verification Data

For sellers applying for verification (3-5 business day process)

  • Business credentials including BVN (Bank Verification Number) and business registration documents
  • Government-issued ID for identity verification and background checks
  • Business address, physical location photos, and proof of operations
  • Product samples and inventory details for quality assurance
  • Bank account information for receiving payments after delivery confirmation

Transaction & Escrow Data

  • Purchase history, order details, and delivery confirmation status
  • Escrow transaction records showing payment held until delivery confirmation
  • Dispute resolution records and refund processing (12-24 hour timeline)
  • Communications between buyers and verified vendors through our platform

Financial Services Data

For users accessing BNPL (Buy Now Pay Later) or vendor micro-loans

  • Transaction history and repayment records for creditworthiness assessment
  • Financial information for BNPL eligibility (available to verified buyers with proven track record)
  • Business performance data for vendors accessing micro-loans and growth capital
  • Installment payment plans (2-3 installments) and repayment schedules

Usage & Technical Data

  • Device information, IP address, browser type, and operating system
  • Browsing behavior, product searches, vendor interactions, and wishlist items
  • Cookies and tracking technologies for security, fraud prevention, and user experience
2

How We Use Your Information

Vendor Verification

To conduct comprehensive digital and physical verification checks, validate business credentials, and ensure only legitimate vendors list on our platform.

Escrow Protection

To securely hold payments until buyers confirm delivery, protecting both parties and preventing fraud in every transaction.

Dispute Resolution

To investigate and resolve transaction disputes within 24 hours, process refunds in 12-24 hours, and maintain trust in the marketplace.

Financial Services

To assess creditworthiness for BNPL, process installment payments, provide micro-loans to vendors, and support business growth.

Communication

To send order updates, verification status, payment confirmations, dispute notifications, and promotional offers from our community.

Fraud Prevention

To detect suspicious activities, prevent payment fraud, identify fake accounts, and protect our community of 100+ verified vendors.

Platform Improvement

To enhance search functionality, optimize vendor discovery, improve buyer protection features, and develop new services based on feedback.

Legal Compliance

To comply with Nigerian regulations, respond to legal requests, enforce our Terms of Service, and protect our rights and those of our users.

3

Data Sharing & Third Parties

We never sell your personal information. We only share data with trusted partners who help us deliver our services:

Payment Processors: Secure third-party providers for escrow transactions and BNPL payments
Verification Services: BVN verification and identity authentication partners for vendor screening
Logistics Partners: Delivery services to fulfill orders and confirm receipt
Financial Institutions: Banks and lending partners for micro-loans and credit assessment
Law Enforcement: When required by Nigerian law or to prevent fraud and protect users
4

How We Protect Your Data

Encryption

All data transmitted using industry-standard SSL/TLS encryption

Secure Storage

Data stored on secure servers with access controls and monitoring

Access Controls

Limited employee access with multi-factor authentication

Fraud Detection

Real-time monitoring for suspicious activities and unauthorized access

5

Your Privacy Rights

Access Your Data

Request a copy of all personal information we hold about you

Correct Information

Update inaccurate or incomplete personal information at any time

Delete Your Account

Request deletion of your account and associated data (subject to legal obligations)

Opt-Out of Marketing

Unsubscribe from promotional emails while still receiving transactional updates

Data Portability

Receive your data in a structured, machine-readable format

6

Cookies & Tracking Technologies

We use cookies and similar technologies to enhance your experience, remember your preferences, and improve our services. You can control cookie settings in your browser.

Essential

Required for platform functionality and security

Performance

Help us understand how users interact with Zolarux

Marketing

Show relevant ads and personalized content

7

Data Retention

We retain your personal information only as long as necessary to provide our services and comply with legal obligations:

  • Active accounts: Data retained while your account is active and for 2 years after last activity
  • Transaction records: Kept for 7 years for financial compliance and dispute resolution
  • Verification documents: Retained for the duration of vendor status plus 5 years
  • Marketing data: Deleted within 30 days of opt-out request
8

Children's Privacy

Zolarux is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately at privacy@zolarux.com and we will delete it promptly.

9

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. When we make significant changes, we will:

  • Post the updated policy on our website with a new "Last Updated" date
  • Notify you via email if the changes materially affect your rights
  • Display a prominent notice on the platform for 30 days

Continued use of Zolarux after policy updates constitutes acceptance of the changes.

Questions About Your Privacy?

We're here to help. Reach out to our Privacy Team anytime.

Visit Us

Lagos, Nigeria